India LI Players Changing Dynamics


See the race chart, it tells a tale:) For detailed analysis read here

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The Tragedy of Life Insurance in India: The Lost Decade!


Life insurance had only one large state run behemoth before better senses prevailed. The entry of private sector players was supposed to transform the sector. Perennially, India suffered from low penetration of life insurance and it was marketed more as a long term investment instrument, seldom on pure insurance centric…

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Birla Sun Life, Max Life Merger: The Key For BSLI To Go Big


MaxLife appears to be looking for a new suitor as its marriage with HDFC Life came to a naught due to structural challenges of merging with bank and hence lack of IRDA approval on the same. Now MaxLife has approached BSLI and the later is not minding a few weeks…

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Digital In Life Insurance: Potential & Pitfalls


Global firms puts India LI market opportunity under ‘Differentiated Strategy’ implying that it is not going to be an easy market. Same time, life insurance data indicates that top 7 private players market share in India has steadily increased from 59% in FY11 to 76% in FY17. Success in such a…

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TATA AIA buy out of PNB Metlife: The Rationale?


At this point, though it is not sure whether this buy-out is really going to happen or not. While one newspaper kind off confirmed the same, another one just spoke about how this came up for the board meeting of Tata Sons. At least I am not clear whether the…

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