Why The Nirav Modis Are So Common In PSB Banks?    Budget 2018: Why structural reforms may again be given a miss?    Capital First & IDFC Bank to Merge: Deja Vu for Mr. Vaidyanthan

Blockchain hits India shore


ET recently reported (refer Top News) that ICICI bank has tied up with Emirates NBD on leveraging blockchain technology for remittance and international trade finance. This is anyway the area being mostly touted as the most promising used case for using blockchain. It may augur well for the bank which…

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The Bhima Syndrome: A Lesson For Leadership


In one of my earlier blog, I wrote about how Angad effectively showed his brilliant thinking and won the mental game over the all powerful Ravana. I called it Angad effect. Now I will speak more about an incident in Mahabharata where Bhima nearly killed himself and the entire Pandava…

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Payment Banks: An Interesting Experiment


The genesis of the RBI’s notification for payment bank lies in the financial inclusion report that was published by a RBI appointed committee chaired by Dr. Nochiketa Mor. It is well recognized that despite multiple push & norms set up by GOI & RBI, the priority sector coverage by the banks…

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Beware of the undercurrent!


There are many forces, visible & invisible, that is guiding & shaping the significant transformations happening in the Indian banking marketplace. Some of them are like big waves, the force & strength are visible enough for everyone to look out & notice but a few are only like undercurrents, miss…

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The Angad Effect! Winning The Mental Game


To the uninitiated, here is a little nudge from ancient history of Ramayana. Just to bring you up to speed, Angad was the son of Bali (the Monkey king before he met his nemesis in Ram). After the death of his father, he joined Ram’s army along with Sugriv, his…

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Demystifying Digital in Financial Services: A Brief Approach


Life is changing and changing fast. For example the other day I booked my cab on a GPS enabled mobile app and while travelling I booked my weekend show for the latest movie, ordered a gift on an online marketplace and then paid it through my bank wallet! Does this…

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